I've got great life insurance. My wife can never work again if I go down...probably why she tailgates me
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This is very hypothetical. But, the best thing that could happen is if you do go down, is that you stay down. No clue what kind of coverage or insurance you have. I always worry, what if I survive, but can't work ever again? Now I'm a useless sack of meat that needs taking care of. I just can't bear the thought of putting my wife through something like that.