A lesson in Murphy's law and insurance - Honda Shadow Forums : Shadow Motorcycle Forum
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post #1 of 18 (permalink) Old 05-15-2017, 11:21 PM Thread Starter
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A lesson in Murphy's law and insurance

For those who say don't spend the extra cash in full coverage insurance for a older bike here is why you should. At this very moment (11:17 PM)I am sitting is a gas station parking lot with my bike broke down. Apparently the stator wires burnt up and since the battery can't get a charge the bike won't start now. Luckily I have full coverage with towing included so this will be free transport to the house. Lesson here is don't be a cheap skate with your bike insurance full coverage isn't that much for a bike.

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post #2 of 18 (permalink) Old 05-15-2017, 11:29 PM
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Best of luck, dude! Hope it's nothing serious!

Reminds me, if you have full-coverage with towing, make sure they will tow to your choice, not limited to a shop. I got screwed on that arrangement a few years ago with a car. $600 bill for a $90 alternator later . . . I dropped towing insurance on my Mustang.



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post #3 of 18 (permalink) Old 05-15-2017, 11:32 PM Thread Starter
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Best of luck, dude! Hope it's nothing serious!

Reminds me, if you have full-coverage with towing, make sure they will tow to your choice, not limited to a shop. I got screwed on that arrangement a few years ago with a car. $600 bill for a $90 alternator later . . . I dropped towing insurance on my Mustang.
Thanks. Just a matter of soldering the wires up and charging the battery it looks like. But as far as the tow location it's up to 20 miles or nearest dealer through my insurance.

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post #4 of 18 (permalink) Old 05-16-2017, 07:25 AM
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75 mi. on Progressive and the insurance I have now. And yes spend the the spare change for full coverage and be sure the towing service has a rig large enough to haul a Valk or you will get stuck in the arse for $$.




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post #5 of 18 (permalink) Old 05-16-2017, 07:27 AM
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The difference in the premium for basic and full coverage cost more than a tow. I have CAA, Canadian equivalent to AAA, and motorcycle towing is included.


Sitting on my Shadow making vroom vroom noises.

2006 Shadow Aero 750, "Audrey" - Jan 2017 BOTM - Sold Oct 2018

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post #6 of 18 (permalink) Old 05-16-2017, 07:31 AM
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Originally Posted by bigolepit View Post
Thanks. Just a matter of soldering the wires up and charging the battery it looks like. But as far as the tow location it's up to 20 miles or nearest dealer through my insurance.

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Yes Hopefully that`s all that`s needed and you`ll be back on the road today...


Free Towing??
Join AMA!
Join the fight for our Rights as motorcyclists AND get FREE Towing!!


We need to stop legislation by NON Riders,
D

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Enjoying Life,D



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post #7 of 18 (permalink) Old 05-16-2017, 08:03 AM
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++1 on the insurance and hope you were right and you'll be back on the road today!
good luck

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post #8 of 18 (permalink) Old 05-16-2017, 08:39 AM Thread Starter
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Happy to report the tow truck driver knew what he was doing in regard to towing a bike for one lol. And me and the bike got home at about ahhh I'd say to dang late 30 last night lol. But I got the wires soldered up and she is making her own vroom vroom sounds again.

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post #9 of 18 (permalink) Old 05-16-2017, 10:28 AM
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Join AMA and you get towing included for any vehicle in your house including RV's.
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post #10 of 18 (permalink) Old 05-16-2017, 10:50 AM Thread Starter
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Join AMA and you get towing included for any vehicle in your house including RV's.
Think I might have to look into that possibility thanks

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