Is Intact Insurance the only one available? - Page 2 - Honda Shadow Forums : Shadow Motorcycle Forum
 
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Old 03-16-2014, 01:01 PM
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Not to hi/jack your thread but do you have a wood stove?
Soon as i say i heat with wood they no longer want to insure me.


My '85 Vt1100 and Tease has '09 CBF1000
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Old 03-16-2014, 02:42 PM
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Try Riders Plus


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I disagree. Riders Plus are thieves. I am 50 yrs old. Been riding over 30 yrs. My first year with them for my Sabre was $800 all in. The following year (I think 3 yrs ago) it went up $300. I am claim free, ticket free etc. I'm with TD now. $600 all in.


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Old 03-17-2014, 10:29 AM
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I disagree. Riders Plus are thieves. I am 50 yrs old. Been riding over 30 yrs. My first year with them for my Sabre was $800 all in. The following year (I think 3 yrs ago) it went up $300. I am claim free, ticket free etc. I'm with TD now. $600 all in.
I also disagree. I went with them a number of years ago because the rate was so good. Now it has more than doubled for no reason. I will be making phone calls to get a new insurance company.

2000 Honda Magna 750cc
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Old 03-17-2014, 01:08 PM Thread Starter
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Yepper..I have a wood electric furnace and I'm going through a bit of an upgrade to my duct work and insulation above the furnace so it meets the W.E.T. regs..............the fire retardant insulation above the furnace must be approx. 6" below the floor joists so that air can circulate through the open space and keep it from building up too much heat...........that's about all that the risk manager told me to do to meet code.............don't let them make up stuff on the go...........get wood fired regulations and get informed before the inspector comes in......................they are trying hard to not insure wood fired homes all in the name of being "green".................they are nothing but socialist idiots!
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Old 04-09-2014, 10:51 AM
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I think, you get hit with price increases no matter who you are with.
I also switched to TD/Primmum, as I found for my bike and myself, they were the cheapest.

However, it's not just how much you pay, but how well it goes, if you actually have to use your insurance, like I had to, last year, when someone totalled my last bike (ran a stop sign).

I found TD, handled the claim well, with one exception...I had to dicker back and forth with them, quite a bit, for them to offer a reasonable replacment value for the bike. They really tried to low-ball on the replacement cost. I'm sure they all do that though.
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Old 04-19-2014, 10:27 AM
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I contacted meloche monnex for a quote and came away with same/ very similar coverage for almost $500 a year less. I am with Echelon insurance through Riders Plus brokerage. Surprised the heck out of me. With adding car and house, I get a multiple policy discount. That's my experience.


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Old 04-22-2014, 09:50 AM
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Wow, your rates are impressive. I can't believe the difference in price from here. I'm 47 with a 2002 Shadow Spirit and I pay less than 200$ a year. I have full coverage, not a bare bones one. I'm wondering how much you pay for registration ?

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Old 04-22-2014, 10:11 AM
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You guys need to learn to be more enterprisin'.. Start your own MC Insurance companies, and award yourselves Severely..Just...Insanely discounted insurance rates..

.
Family, Friends, Love and Life..
Take Care and Ride Safe,
Mark..


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Old 04-22-2014, 11:48 AM
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Quote:
Originally Posted by Bezzon View Post
Wow, your rates are impressive. I can't believe the difference in price from here. I'm 47 with a 2002 Shadow Spirit and I pay less than 200$ a year. I have full coverage, not a bare bones one. I'm wondering how much you pay for registration ?
I believe it is much more expensive for registration in Quebec. It's under $100/yr to renew a plate sticker. I forget the actual price, $80/yr maybe?

2000 Honda Magna 750cc
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Old 04-22-2014, 12:21 PM
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I believe it is much more expensive for registration in Quebec. It's under $100/yr to renew a plate sticker. I forget the actual price, $80/yr maybe?

560$ a year for a cruiser and about 1200$ for a sports bike. Evens out I guess


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