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Wow, your rates are impressive. I can't believe the difference in price from here. I'm 47 with a 2002 Shadow Spirit and I pay less than 200$ a year. I have full coverage, not a bare bones one. I'm wondering how much you pay for registration ?
 

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I pay less than $300 annually for my '01 VT750DC (full coverage, roadside/towing, the works)
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Is motorcycle insurance generally more expensive in Canada? I'm in the US...
Well, I pay less than you for full coverage. 180$ per year for insurance. (Your age , driving record and how long you've had your driver's license will have an effect on how much you pay.) My friendly government screws me over for registration and drivers license. I pay 560$ a year for registration and and an extra 40$ a year for the motorcycle driver's license. A grand total of 780$ per year, well, per season (from late April to early November)
 
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